Insurance Coverage

Insurance Coverage

We will assist in all matters with insurance.

We wish we could offer therapy for free. The reality is our staff is highly trained and dedicated. Fortunately, insurance companies are paying attention to the value Hilltop provides and we have found a few ways to help you make the best of your benefits.

Out of Network Benefits:

We are one of the only group practices in New Jersey that focuses on Eating Disorder Recovery. Due to the complexity of these disorders, you get a whole lot more than just a therapist.

We strive to make sure you receive highly trained, ethical, and research-based support as you make progress. We take pride in our work. Insurance, however, can stop us from being our best. They would require us to focus primarily on their opinion about your mental health, without even knowing what’s going on in your life! This causes privacy issues and concerns about the treatment you deserve. With expertise and advanced certifications in relationships with food, as well as co-occurring experiences such as anxiety, post-traumatic stress disorder (PTSD), obsessive compulsive disorder (OCD), and depression, we’re committed to quality care without interruption or interference.

What are your fees?

Please understand that all fees are commensurate with the expertise and required dedication towards our specialties, including our level of commitment and education (PhD, LCSW, CEDS, etc.). As specialists, our fees are in line with the current trends in cost throughout the tri-state area. Please contact us for more information about our fees. 

There are multiple ways to reduce the cost!

As out-of-network providers, we aim to make therapy affordable. There are multiple ways you can use your health insurance benefits without compromising the quality of your care. When you contact us we help you understand your options and how to secure coverage. 

Questions you should ask your insurance company

• Does my plan cover psychotherapy sessions?
• Does my plan cover out-of-network services?
• Is there a deductible I have to meet?
• Do I have a copay?
• What is the coinsurance? How much of the does the coinsurance cover?
• Is there a maximum amount per session the insurance will cover for an out­-of-network provider?
• How much time do I have to file a claim for out­-of-network services?
• What is the process to get reimbursed for out­-of-network services?